Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Welcome to the official site of Western Heritage Financial, Inc. We are a full-service mortgage company based in El Dorado Hills, California. We have specialized in Conventional, Jumbo, and B Paper Mortgages for properties located in California since 1980. Whether you are buying a home or refinancing, we can help you realize your homeownership dream or save you money when getting your new lower monthly payment.
We also understand that times get tough. We are not a one-size-fits-all mortgage company! We have many B-paper loan products available to fit your needs because everybody deserves a second chance.
We can help with that too!
We offer a wide range of refinance options designed to meet the needs of our borrowers best. If you're looking for cash-out or a better rate and term, we can assist you.
FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | Conventional HELOC | HARP | Commercial | JUMBO | B-Paper Credit
One size does not fit all!
What makes Western Heritage Financial, Inc. unique is that we offer the niche programs such as "no down payment," "cash-out," and "B paper."
Contact Western Heritage Financial, Inc. today to discuss your mortgage loan options and find out which loan program will best suit your needs.