(Anyone who hasn't had ownership in a property within the last 3 years!)
Don't assume you can't get a mortgage loan until we've had our try at it.
Welcome to the official site of Western Heritage Financial, Inc. We are a trusted broker with over 42 years of proven results. Specializing in all types of home loans, we have been helping California families and individuals obtain mortgage financing since 1980 to buy their new homes, lower their interest rates and pay off all types of outstanding debt.
As one of California’s oldest mortgage teams, we know what it takes to bring your loan to the finish line while making the process as easy as possible for you. Without the pressure of commission-motivated Loan Officers, we are able to offer fair costs and the lowest interest rates in the country. Be assured that every time you call in, you’ll hear a friendly, experienced voice; not be taken through a corporate phone tree.
If you’ve had a qualifying issue in the past, we will work to find a fix. We have direct access to the top wholesale investors in the country, allowing us to work directly with their Underwriters on your behalf. While other companies may give up or deny the transaction, we will fight for your loan to get it closed. We never give up on our clients.
Whether you have a picture-perfect credit & income scenario, or have a more unconventional means of income or less than perfect credit – we have the resources to take care of your needs. Offering a flexible variety of term lengths, interest-only options, cash-out or debt consolidation refinances, down payment assistance programs, (the list goes on!) we are sure to structure a tailored program that perfectly matches your mortgage goals.
Purchase & Refinance | Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | Investment Properties | Jumbo | Bank Statement | Asset Depletion | Alternative Doc
We look forward to working with you and helping you realize your dream of homeownership or refinance the mortgages on the homes you already own. Please reach out to us with any questions you may have! We are more than happy to answer them or present you with a proposal that shows you the options you have available (at no cost to you!)
Western Heritage Financial, Inc. strives to ensure that its services are accessible to people with disabilities. Western Heritage Financial, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Western Heritage Financial, Inc. makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows whfinancial.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Western Heritage Financial, Inc. accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Western Heritage Financial, Inc. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Western Heritage Financial, Inc. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
If you are experiencing difficulty with any content on Western Heritage Financial, Inc. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: Jerry.anderson@whfinancial.com
This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Western Heritage Financial, Inc.'s Privacy Policy.
