Mortgage Refinance
Take the reins on your finances.
Set clear financial goals. Whether it paying off debt, saving for retirement or college tuition, or purchasing another home, we can provide you the options
so you can choose the loan that best fits your needs.
We'll work with you to get you prequalified so you can feel financially secure and comfortable, setting you on the path to Achieving your Goals.
Completing a mortgage refinance offers an array of potential benefits.
A “Rate/Term Refinance” allows you to pay off your current mortgage and essentially replace it with a mortgage that may offer you a lower interest rate or alternate term length - in most cases, anywhere from an 8-Year Term all the way to a 40-Year Interest Only Term. This can offer a great deal of savings monthly and over the life of your loan.
Alternatively, you can complete a “Cash-Out Refinance.” The equity you have built in your home is like untouched savings. If you have adequate equity, you don’t need to take out high-interest-rate personal loans. You can utilize the equity in your home to consolidate your debts or pull out cash for any number of needs. Refinancing for debt consolidation can offer hundreds to thousands of dollars in monthly savings and pull you out of other high-interest-rate credit cards or loans.
There are no limits on what your cash-out can be used for home improvements, vacation, education, auto purchase, retirement/investments, or just to have reserves on hand! You can also utilize a cash-out refinance to pay off another mortgage loan, consolidating one or more small mortgages onto a single property – leaving you with “Free and Clear” properties! Whatever your needs are, we’ll find an option to satisfy them.
Feel free to reach out so we can explore your options
and free up your monthly budget!