With a VA-backed home loan, the US Dept. of Veteran Affairs will guarantee (or stand behind) a portion of the loan you get from a private lender. If your VA-backed home loan goes into foreclosure, the guaranty allows the lender to recover some or all of their losses.

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Some of the advantages of a VA loan include the ability to buy a home with no down payment, with no private mortgage insurance (PMI) required, or prepayment penalties.  VA-guaranteed home loans are also available for manufactured homes. 

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VA Loans are a unique program offered to only current service members, certain Veterans, and their surviving spouse.  

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Please feel free to reach out to us to see if doing a VA loan makes sense for you.