Rooted in California. Committed to your Financial Well-Being. Since 1980.
Real Estate Financing
About Us
Honoring the Past. Serving the Future.
​In honor of my father, I've continued his dream of carrying on the family business. Through the many ups and downs of the mortgage industry, his example of hard work, integrity, and perseverance has guided me every step of the way.
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In 1980, when interest rates were at an all-time high, Jerry made the bold decision to leave the corporate banking world and start his own company. He became a pioneering leader in the California mortgage industry, earning the respect of clients and colleagues alike. Over the years, he generously passed on his knowledge, expertise, and strong work ethic to both me and his dedicated team.
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I had the privilege of working side by side with my father for 35 years, learning firsthand the values that defined both him and our business. He taught me to serve people with integrity—always offering money-saving ideas and clearly explaining options that are truly in their best interest. Today, those principles remain at the heart of everything we do. Our mission is to treat every customer like family, providing honest guidance, personalized solutions, and service built on trust. Our goal is not just to complete a transaction, but to earn a customer for life.
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Though he is deeply missed, his legacy, values, and vision continue to guide our company every day.
Jerry Anderson
Founding Owner
1980 - 2024
Elizabeth "Beth" Andrade
Broker/Owner
2024 - Present
Our Story
Western Heritage Financial is proudly located in the heart of Silicon Valley in Sunnyvale, California. Since opening our doors in 1980, we have remained committed to helping individuals and families secure financing—especially those who may find themselves turned away elsewhere.
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Founded during a time when interest rates soared as high as 18%, our company was built on resilience, expertise, and the determination to navigate even the toughest financial markets. Over the past forty-plus years, we have successfully weathered the many ups and downs of the industry, guiding our clients with steady leadership and trusted advice.
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Western Heritage Financial has been recognized by Goldline Research as one of California’s Top 10 Most Dependable Mortgage Companies and has earned “Top 1%” status with two of the nation’s largest wholesale investors. While we are proud of these accomplishments and our associations with respected industry organizations, our greatest priority has always been our clients.
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With integrity at the core of everything we do, we take pride in delivering reliable, transparent, and trustworthy mortgage solutions. Our reputation has been built not just on experience, but on putting our customers first—every time.