New! HARP 2.0 - Home Affordable Refinance Program

- Fixed rate loans
- Low interest loans
- Refinancing for existing home buyers

California Residential Loans

- Fixed rate loans
- Adjustable rate loans
- Interest only loans
- New home purchase loans

Choose your Options below to tailor your loan program to your exact custom fit:

- Cash out
- Rate and term buy downs
- Extended term loans
- Short term loans
- Offer and compromise transactions

Fixed Rate Mortgages	30 Year Fixed 24 Year Fixed 20 Year Fixed 15 Year Fixed 10 Year Fixed	The monthly payment and the rate are fixed for the life of the loan. Excellent loan for those that need the security and stability of the same mortgage payment for years to come.
Interest Only Mortgages	10/25	Interest only payments allow you to pay the minimum payment or as much as you to pay towards the principle. You may pay a substantial amount of principle in a short period of time. In addition, principal payment may be subject to terms of note and Deed of Trust. Excellent for those trying to maximize their budget and for first-time home buyers.
Adjustable Rate Mortgages	10/1 ARM 7/1 ARM 5/1 ARM 3/1 ARM	Adjustable rate mortgage allows a lower initial monthly payment. Rates are fixed for a set period of time and then adjust thereafter. ARM’s are excellent for those who know their future time frame. ARM’s are a great short term loans!