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Western
Heritage Financial Quality Control Policy
It is Western Heritage Financials policy to provide
affordable mortgage financing in a fair and responsible
manner. Western Heritage Financial will monitor the
practices of responsible lending under its Quality Control
Policy. This policy monitors practices that fall under
the umbrella of Predatory Lending.
Fair Lending Statement
Western Heritage Financial, Inc. operates in accordance
with the provisions of the Fair Housing Act and Equal
Credit Opportunity Act. The Fair Housing Act makes it
unlawful to discriminate in housing-related activities
against any person because of race, color, religion,
national origin, sex, handicap, or familial status.
The Equal Credit Opportunity Act prohibits discrimination
with respect to any aspect of a credit transaction on
the basis of sex, race, color, religion, national origin,
marital status, age (provided the borrower has the capacity
to enter into a binding contract), receipt of public
assistance, or because the borrower has in good faith
exercised any right under the Consumer Credit Protection
Act. Western Heritage Financial fully supports the letter
and spirit of both of these laws and will not condone
discrimination in any mortgage transaction.
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