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Voted California's Top 10
Most Dependable by
Gold Line Research.

Who would know that a loan would be so easy and fast!


Serving all of California since 1980

CORPORATE OFFICE
WESTERN HERITAGE FINANCIAL
4949 Windplay Dr Ste 125
El Dorado Hills, California 95762

Phone: 916-939-9571
Toll Free: 800-656-2693
Fax: 916-915-1565

Email: customer.service@whfinancial.com


Sacramento Area and the Foothills
Phone: 800-656-2693
           916-939-9571

San Francisco Bay Area
Phone: 800-656-2693
           925-820-6220

Northern California
Phone: 800-656-2693

Southern California
Phone: 800-656-2693



Customer Testimonials

"I appreciate how you work to minimize our involvement and find us the best loan available. You’re both consummate professionals and a pleasure to work with..." more

M & S D.
Fremont, CA

"We needed $1.2M for solar for our Ag. Property & Western made it happen! Little did we know that a huge bank we had before wrapped all our properties..." more

E.D. & family
Central Valley Ca

"Being a former client you had to be persistent to help me save money. Had I acted sooner I would have saved 18 month of excessive payments that was paid to the bank..." more

B.W.
Oroville, CA

"You folks have been giving me guidance for over 2 years when we lost value in our rental property..." more

G.H.
Benicia, CA

"Our dream property on 100 acres & no bank would pay off our bank line of credit for permanent financing..." more

M.S. & our family
Jackson, CA

"I got immediate response by Western for my dairy ranch for our large improvement and acquisition but I thought my bank might do better..." more

J.G.
Fresno, CA

"Western Heritage has been our financing for our home, our income property, 240 staffed medical practice, and now our new dream home..." more

Dr. N and Mrs N
CA

"Well, you did it again. Our 3rd loan and you made it happen again saving us thousands. I can't get away from you guys..." more

D.P.
Valencia, CA

"I am a single mother and provider and have lots of equity that I could not use to improve my home because of low income..." more

G.H.
San Jose, CA

"We are thrilled to be able realize significant dollar savings as we go forward with all four of our new loans. We are amazed at how smooth and uneventful the process unfolded and we are impressed..." more

Q.S.
Folsom, CA.

"You did such a great job explaining everything and helping me through the whole process. I felt like you understood me and what I needed to know, and that made me really comfortable."

D.S.
Walnut Creek, CA.

"As a single woman nearing retirement with debt I couldn’t pay off, almost no savings and not enough income to qualify for any new loan, I was amazed and so thankful for how you worked with me for months..." more

I.M.
San Diego, CA.

"We procrastinated because we had doubts about qualifying, but the people at Western kept encouraging us and were very patient. 15 months later we got the message and what we thought was a problem area and how they structured the loan saved us $709 per month and our fear was for nothing."

K.W.
Fresno, CA.

"My family was referred to Western and we were under water on value but they found a way to help us save hundreds per month and shaved 9 years off of the term. Their fees were far better than anyone..." more

I.C.
Sacramento, CA.

"Being a single grandmother helping raise a grandchild, I just never had the time nor thought I would qualify. It took me almost two years to get the courage to do this on my own and everything they..." more

G.E.
El Dorado Hills, CA.

"We were referred to Western on a purchase contract and with our past trouble when my husbands income was reduced to less than half, they showed us how to not only qualify, but we got a great rate. Everyone..." more

JM-EM
San Diego, CA.

"We were declined by every lender out there and were thinking of filing bankruptcy. We were referred to Western Heritage Financial, Inc. as a last ditch effort and the rest is history. We have one payment, we're saving $1300 a month and the calls from creditors have stopped."

Mrs. T. Monroe
Concord, CA.

"As a realtor, I have seen it all. I have never experienced such knowledge, speed and honest directness that the staff at Western Heritage has in helping clients get the best rates and service."

J. Cardoza
El Dorado Hills, CA.


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© Copyright 2014, Western Heritage Financial, Inc. - 4949 Windplay Dr Ste 125, El Dorado Hills, California  95762 - All Rights Reserved.
California Bureau of Real Estate Lic. # 01176656 - NMLS ID: 250823