Voted California's Top 10
Most Dependable by
Gold Line Research.
A UNIQUE AND PERSONALIZED
Western Heritage Financial was built on the foundation that "only the best" is standard practice. Our goal is to provide exceptional and professional service to every customer throughout the entire financing experience. OUR SOLE PURPOSE IS TO PROVIDE FINANCING TO ALLOW OUR CUSTOMER TO BE DEBT FREE. Whether you have established ownership and need a better rate or additional cash or a first time buyer, our team will tailor a loan program that will custom fit your needs. If your unsure, we encourage you to call and ask. We will try to give you direction regardless. 75% OF OUR BUSINESS IS REPEAT FORMER CUSTOMERS. CUSTOMERS FOR LIFE.
Who better to entrust with your largest asset than
a company that has been established since 1980 and
a mortgage team with over 140 years of combined experience.
Western Heritage Financials philosophy and business
style are based on incomparable service and integrity.
We will take the time to listen and use our vast knowledge
of loan programs to place you in the best loan for
your specific situation. With state-of-the-art tools
and resources, our mortgage team will streamline your
loan process in a simple and worry-free experience.
We will give you the personal attention you deserve
by working with you ONE
ON ONE, EVERY STEP OF THE WAY.
We are fast! - Same day approval! - We stand on ethics!
"I appreciate how you work to minimize our involvement and find us the best loan available. You’re both consummate professionals and a pleasure to work with..." more
M & S D.
"We needed $1.2M for solar for our Ag. Property & Western made it happen! Little did we know that a huge bank we had before wrapped all our properties..." more
E.D. & family
Central Valley Ca
"Being a former client you had to be persistent to help me save money. Had I acted sooner I would have saved 18 month of excessive payments that was paid to the bank..." more
"You folks have been giving me guidance for over 2 years when we lost value in our rental property..." more
"Our dream property on 100 acres & no bank would pay off our bank line of credit for permanent financing..." more
M.S. & our family
"I got immediate response by Western for my dairy ranch for our large improvement and acquisition but I thought my bank might do better..." more
"Western Heritage has been our financing for our home, our income property, 240 staffed medical practice, and now our new dream home..." more
Dr. N and Mrs N
"Well, you did it again. Our 3rd loan and you made it happen again saving us thousands. I can't get away from you guys..." more
"I am a single mother and provider and have lots of equity that I could not use to improve my home because of low income..." more
San Jose, CA
"We are thrilled to be able realize significant dollar savings as we go forward with all four of our new loans. We are amazed at how smooth and uneventful the process unfolded and we are impressed..." more
"You did such a great job explaining everything and helping me through the whole process. I felt like you understood me and what I needed to know, and that made me really comfortable."
Walnut Creek, CA.
"As a single woman nearing retirement with debt I couldn’t pay off, almost no savings and not enough income to qualify for any new loan, I was amazed and so thankful for how you worked with me for months..." more
San Diego, CA.
"We procrastinated because we had doubts about qualifying, but the people at Western kept encouraging us and were very patient. 15 months later we got the message and what we thought was a problem area and how they structured the loan saved us $709 per month and our fear was for nothing."
"My family was referred to Western and we were under water on value but they found a way to help us save hundreds per month and shaved 9 years off of the term. Their fees were far better than anyone..." more
"Being a single grandmother helping raise a grandchild, I just never had the time nor thought I would qualify. It took me almost two years to get the courage to do this on my own and everything they..." more
El Dorado Hills, CA.
"We were referred to Western on a purchase contract and with our past trouble when my husbands income was reduced to less than half, they showed us how to not only qualify, but we got a great rate. Everyone..." more
San Diego, CA.
"We were declined by every lender out there and were thinking of filing
bankruptcy. We were referred to Western Heritage Financial,
Inc. as a last ditch effort and the rest is history.
We have one payment, we're saving $1300 a month
and the calls from creditors have stopped."
Mrs. T. Monroe
"As a realtor, I have seen it all. I have
never experienced such knowledge, speed and honest directness
that the staff at Western Heritage has in helping clients
get the best rates and service."
El Dorado Hills, CA.